Banking & Verification APIs Platform

Production-ready Banking, Payment & Verification APIs with 99.9% uptime SLA, real-time processing, and developer-first integration. Get fastest approvals and go live in days.

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Complete API Ecosystem

Enterprise Banking, Payment & Verification APIs

Single, secure gateway to banking, payment and identity verification services. Built for rapid integration and high-volume operations—from AEPS cash withdrawals to Virtual Accounts and merchant UPI collection.

99.9%
Uptime SLA
<20ms
Average Response
15+
Premium APIs
7 Days
Go Live Time

Core API Services

Comprehensive suite of Banking, Payment & Verification APIs

AEPS (Aadhaar Enabled Payment System)

Aadhaar-based cash withdrawal, balance inquiry, and mini statement services with biometric authentication.

  • Cash withdrawal & deposit
  • Balance inquiry & mini statement
  • Biometric eKYC verification
  • Real-time transaction processing

DMT / Payout

Domestic Money Transfer with instant bank account payouts and real-time tracking.

  • IMPS, NEFT, RTGS transfers
  • Beneficiary management
  • Transaction status tracking
  • Instant settlements

UPI & Payment Gateway

Merchant UPI collection, QR code generation, and payment gateway integration.

  • Dynamic & static QR codes
  • UPI intent generation
  • Payment status webhooks
  • Instant reconciliation

KYC & Verification Suite

Real-time PAN, Aadhaar, bank account verification and CIBIL credit checks.

  • PAN verification & validation
  • Aadhaar OTP verification
  • Bank account verification
  • CIBIL credit score check

Micro ATM (MATM)

Cash withdrawal and balance inquiry at merchant locations with integrated device support.

  • Multi-bank support
  • Device integration SDK
  • Cash withdrawal & inquiry
  • Real-time transaction logs

Virtual Accounts

Create dedicated virtual accounts for seamless payment collection and automated reconciliation.

  • Unique virtual account numbers
  • Real-time settlement webhooks
  • Automated reconciliation
  • Multi-currency support

Recharge & BBPS

Prepaid/postpaid mobile recharge, DTH, and bill payment services through BBPS network.

  • Mobile & DTH recharge
  • Electricity & utility bills
  • BBPS biller integration
  • Instant receipt generation

Cash Management (CMS)

Field cash pickup, deposit workflows, and reconciliation for cash operations management.

  • Cash pickup requests
  • Deposit validation
  • Route optimization
  • End-to-end tracking

Why Choose Enexa APIs

Built for developers, trusted by enterprises

Developer-First Design

Interactive documentation, sandbox environment, webhook simulator, and clear request/response examples get you live in minutes.

Enterprise-Grade Security

Bank-grade encryption, PCI DSS compliance, multi-layer security, and audit-ready transaction logs ensure complete data protection.

Lightning Fast Performance

99.9% uptime SLA, multi-zone redundancy, automated failover, and <20ms average response time for mission-critical operations.

Compliance-Aware Architecture

Designed to support KYC and regulatory workflows for Indian markets with built-in compliance checks and validation.

How It Works

Get started in three simple steps

1

Request Access

Sign up and receive sandbox credentials instantly. No credit card required to start testing.

2

Test & Integrate

Use our sandbox environment, webhook simulator, and interactive documentation to build your integration.

3

Go Live

Complete enterprise onboarding and move to production with dedicated support—typically within 7 days.

START INTEGRATING

Ready to Integrate Our APIs?

Join hundreds of fintech companies building with Enexa's enterprise API platform. Get sandbox access in under 10 minutes and go live in days.

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